Articles
The latest collection articles and topics impacting the industry
At Americollect, we are dedicated to being a resource where you can obtain collections articles and information on all the latest topics impacting the industry.

Oregon SB 605 Prevents Medical Debt Credit Reporting
Update: 6/12/2025 In early June the Oregon Senate agreed with the House changes to SB 605 and sent it to Governor Tina Kotek, who is

Revoked CFPB Advisory Opinion Regarding Medical Debt
On Friday, April 11, 2025, The Consumer Financial Protection Bureau (CFPB) announced its plans to revoke its advisory opinion on medical debt in a court

California SB 825 to Counteract CFPB Changes
New legislation, California SB 825 has been introduced in California to counteract the recent changes to the Consumer Financial Protection Breau (CFPB). The bill would

Americollect Teammate’s “We Develop the Next” Achievement
At Americollect, we take the professional growth of our teammates to heart, which is why one of our core values is “We Develop the Next”.

Alabama SB 210 Sets Sights on Hospital Liens
Alabama SB 210 was recently introduced and would modify existing laws regarding hospital liens. The bill was introduced in early March and is currently in the Senate

Maryland HB 268 May Impact Low-Income Patient Recoveries
A bill in Maryland that was pre-filed in the House in 2024 has passed the House and Senate. If it is signed by Maryland Governor

“STOP,” “QUIT,” “OPT OUT,” “CANCEL,” or “UNSUBSCRIBE” – Navigating the FCC’s Revocation Rule Changes Effective April 2025
New Revocation Guidelines Take Effect April 11, 2025 Effective today, April 11, 2025, the Federal Communications Commission (FCC) introduced important updates to how consumers —

Washington SB 5480 Aims to Shutter Credit Reporting
Update: 4/28/2025 Washington SB 5480 was signed by the governor on April 22, 2025 and will go into effect on July 27, 2025. Original Article:

Michigan SB 95 Cracks Down on Price Transparency
Michigan is closer to joining a growing number of states that have enacted healthcare price transparency policies with the introduction of Michigan SB 95. Michigan

Illinois SB 1223 Could Impact Revenue Recovery
In late January, the Illinois Senate introduced Illinois SB 1223 which would amend the Fair Patient Billing Act and impact how medical creditors and debt

Lawmakers Use Congressional Review Act to Overturn CFPB Medical Debt Rule
By using the Congressional Review Act (CRA), lawmakers are taking another approach to overturning the Biden-era Consumer Financial Protection Bureau (CFPB) rule prohibiting medical debt

Maryland SB 349, HB 428 Would Stop Medical Debt Property Liens
Maryland SB 349 and HB 428 would prohibit liens on owner-occupied residential property A pair of bills are working their way though the Maryland Senate