Articles
The latest collection articles and topics impacting the industry
At Americollect, we are dedicated to being a resource where you can obtain collections articles and information on all the latest topics impacting the industry.

CFPB Medical Debt Credit Reporting Rule Vacated, No Reissue
Three Key Points: The courts ruled in favor of Cornerstone Credit Union League and Consumer Data Industry Association in their lawsuit against the CFPB. The

Rhode Island H 5184, S 0172 Pass State Legislature
A pair of bills advanced out of the Rhode Island legislature that will impact medical debt collections in the state. Rhode Island H 5184 will

Big New Jersey Hunstein Win
A trio of New Jersey Hunstein-style cases were recently heard in the state’s appellate courts. While now on appeal to the New Jersey Supreme Court,

Nevada SB 495 Introduced, Other Bills Vetoed
Nevada’s healthcare system is under pressure, and state leaders are taking action. Nevada Governor Joe Lombardo introduced Nevada SB 495 to address healthcare provider shortages

North Carolina HB 489 to Limit Ambulance Service Costs
North Carolina is looking to limit the cost of ambulance services in the state with North Carolina HB 489. The bill, which is in the

The Rise of Hospital Bad Debt
Hospitals and health systems today are facing a growing tide of bad debt due to many factors, but the biggest problem is patients having to

Pennsylvania HB 79 Requires Financial Assistance Form
A new bill, Pennsylvania HB 79, would require the state’s Department of Health to develop a standard financial assistance form that hospitals would be required

Changes Among CFPB Leadership, Structure, Worker Cuts
The Consumer Financial Protection Bureau (CFPB) is the focus of a new bill in the House of Representatives that would replace the current CFPB leadership

Funding, Other Changes Come to the CFPB
The Consumer Financial Protection Bureau (CFPB) continues to go through changes that will impact medical providers. Recently the CFPB rescinded dozens of policy statements, interpretive

Maryland HB 1020 Prohibits Medical Debt Credit Reporting
Governor Wes Moore signed Maryland HB 1020 into law in April prohibiting medical debt information from being included in credit reports. The bill will go

Alaska HB 178 Adds Medical Debt Legislation
Alaska is looking to join the growing number of states considering medical debt legislation with a recent bill, Alaska HB 178. The bill would prohibit

Vermont S.27 to Erase Medical Debt Credit Reporting
Vermont Governor Phil Scott signed Vermont S.27 into law on May 15, 2025. The bill will appropriate $1 million in funds to the Treasurer’s Office