Articles
The latest collection articles and topics impacting the industry
At Americollect, we are dedicated to being a resource where you can obtain collections articles and information on all the latest topics impacting the industry.

Virginia HB 1725 Passes House and Senate
Shortly into the new year Virginia HB 1725 was introduced into the House. It is designed to prohibit large healthcare facilities or medical debt buyers

South Dakota HB 1058, HB 1210 Both Fail to Advance
Two bills that would have impacted how medical debt collections in South Dakota are off the table for this legislative session as both South Dakota

Legislation Introduced to Eliminate CFPB Funding
CFPB funding in the crosshairs to be eliminated Legislation has been introduced in both the House and the Senate aimed at eliminating all funding for

Wyoming House Bill 0195 Fails Committee Vote
Wyoming House Bill 0195 was introduced in mid-January. It aimed to prohibit reporting medical debt to credit reporting agencies (CRAs) and created a civil penalty

Indiana HB 1004 Could Impact Nonprofit Hospitals
Indiana SB 317 defeated after third reading A pair of Indiana bills that would have impacted hospitals went two ways recently. Indiana House Bill 1004,

CFPB Changes Persist Q1 2025
Change is the new normal for the Consumer Financial Protection Bureau (CFPB). The CFPB changes include a new acting director being named and a nomination

Talking to Your Patients About the Deductible Reset
Three key points: Many patients do not understand basic healthcare terminology, including the annual deductible reset. Discussing the annual deductible reset helps your patients make

Chopra Out as CFPB Director
Treasury Secretary Scott Bessent acting as head of CFPB. In a move that was expected, President Trump fired Rohit Chopra, who had led the Consumer

HHS Announces Strengthening Cybersecurity Measures with HIPAA Security Rule
HITRUST Certified Companies Positioned to Meet Over 90-Percent of Proposed Requirements Three key points: HHS issued a proposed rule aimed to improve HIPAA cybersecurity. HITRUST

ACA Lawsuit Against CFPB Quickly Arises
In less than a week of announcing its final rule updating Regulation V of the Fair Credit Reporting Act (FCRA), the Consumer Financial Protection Bureau

Alert: CFPB Regulation V Lawsuit Quickly Arrives
When the Consumer Financial Protection Bureau (CFPB) issued its final rule updating Regulation V of the Fair Credit Reporting Act (FCRA) focusing on medical debt,

Final CFPB Medical Debt Reporting Regulation: What Healthcare Providers Need to Know
By Shawn Gretz, President On January 7, 2025, the Consumer Financial Protection Bureau (CFPB) finalized the Medical Debt Credit Reporting Rule, a rule that will